“A Bright Spot Amidst Clouds of Doom and Gloom”

It would be an understatement to say that the nation’s economy has not been doing well over the last few months. But despite the problems, millions of individuals, businesses, governments, and nonprofit organizations continue to live within their means, invest wisely, and manage their resources well. For individuals, their financial acumen and discipline are reflected in their credit ratings; and for businesses and governments, the
measurement is their bond rating.